No credit · Good credit · Bad credit
Financing for
anything with a motor.
Cars, trucks, boats, ATVs, RVs and equipment. Buy from a dealer or a private seller, anywhere in Canada. Two minutes to apply, with no impact on your credit score.
- Rates starting at 7.99% on approved credit
- Buy from a dealer or a private seller
- New or used, both are covered
- $0 down payment in most cases
- Nationwide contactless delivery
- 7.99%
- Starting rate
- 4.6
- Rated on Google
- 2 min
- To apply
- 24h
- To a decision
Takes less than 2 minutes. No impact on your credit score.
One application covers all of it
Cars · Trucks · Motorcycles · ATVs · UTVs · Snowmobiles · Boats · Personal watercraft · RVs · Trailers · Excavators · Tractors.
Most lenders only do cars. If it has a motor and a serial number, we can find someone to finance it.
How it works
Three steps, start to keys.
- 01
Find your vehicle
Pick something from our marketplace or from anywhere else. Private sales are covered too. Every seller on our platform is checked for ownership and the unit is confirmed lien free.
- 02
Get approved
Answer a few questions and get a decision. The application takes about two minutes and asking does not hurt your credit score.
- 03
Drive it away
The seller is paid directly, usually within 24 hours. Your vehicle is ready for pickup or delivery to your door within 24 to 48 hours.
Customer reviews
4.6
Rated on Google
“Dealers reserved the good deals for other people. Here I was treated the same as everyone else.”
The best company for auto or powersport financing. Transparent, fair and reliable.
Donald Swain
They explained every detail and handled all the paperwork. Really impressed.
Julissa Sabastian
Easy application. Brian got me out of a bad deal and into a car I can afford.
Christopher Simmons
Have not picked a vehicle yet?
Thousands of listings from dealers and private sellers across Canada. Every unit checked for ownership and confirmed lien free.
Questions
The things people ask us.
Yes. We work with lenders who cover the whole credit range, including first time buyers, newcomers to Canada, and people rebuilding after a rough patch. Your credit history affects your rate and terms, not whether we will look at your file.
FinanceThat is not a lender. We work with a network of Canadian lending partners and match your application to them. Rates starting at 7.99% are available on approved credit and depend on your credit profile, the vehicle, the term, and the amount financed. Not all applicants will qualify for the lowest advertised rate. Submitting an application does not guarantee approval and does not affect your credit score. A full credit check is completed only after you accept an offer.